Auto accidents, which are also known as car crashes, vehicle collisions, and other names, occur on a regular basis within the United States. This occurs when a automobile collides with an animal, geographical obstacle, piece of architecture, a pedestrian, or even another vehicle. In many cases these accidents can end up causing damage to property, injuries, and even fatalities. When it comes to the auto accident law, there is a lot that you need to know.
About Auto Insurance
First of all, one part of auto accident law is that you are required to have auto insurance is you are driving your vehicle on public roads. A certain amount of insurance is required by law. At least liability coverage must be carried to protect others if they or their property is injured in an accident that is your fault. However, you can carry more than just liability insurance to keep yourself covered as well if an accident occurs. If you don’t have the proper insurance, you are legally responsible and it can lead to fines or even jail time, depending on the circumstances.
What to Do if You Have an Accident
There are certain things that you definitely need to do if you are involved in an accident. If you leave the scene of an accident without reporting it, you are violating the law and the accident may be considered a hit and run, and this can lead to more serious charges to you.
If you do have an accident, it is important to call the police, even if no one is injured. If anyone is injured, make sure that you call for medical help as well. It’s also important that if you are physically able to that you get information about the accident. Get the contact information, license information, and insurance information from any other drivers that are involved. You may also want to get information from witnesses to the accident. It’s a good idea to note the time, location, and the date that the accident occurs.
Who is At Fault
When it comes to auto accident law, one of the most important elements is who is at fault in the accident. The person that is at fault is the one that caused the accident to occur with their negligence. In most cases, they are the one who is responsible for the damage that occurred. There may be some cases where the fault is shared in an car accident as well.
Auto Accident Lawsuits
Auto accident lawsuits often occur after an car accident (obviously). In some cases there are damages that occur that may not be taken care of by the insurance company or in states where there is a “no fault” clause in place. If this is the case, auto accident law allows those who sustained damages to make a claim against the responsible party in court to try to get a settlement for damages that have occurred as a result of the auto accident.